Business
Overview
The European Union has strict regulations in place for the financial system, making it one of the most regulated areas. As a company, we not only comply with these regulations but also strive to explain and deliver them in a technical manner to our clients.
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We are proud to be an active voice in Brussels, advocating for Open Banking and fintech. Our extensive experience in the Open Banking sector has allowed us to recognize the immense potential for innovation in the financial industry.
Products
We have created smart solutions that are revolutionizing the Romanian market, fueling growth and progress. Our dedication to staying ahead of the curve has
allowed us to successfully implement these solutions, making us a leader in our field.
SmartPG Suite
One step in the present, the other one in the Future Banking.
Simple. Secure. Unified.
SmartPG OBaaS
Open Banking as a Service for banks or financial institutions that want to extend their offer with open banking services with higher efficiency and quick time to market
SmartPG Integrator
accelerator for access to payment initiation and account interrogation financial services implemented over the bank’s open banking interfaces. Unique access point and normalized gateway.
SmartPG Validator
Advanced regulatory validation of the TPPs (Third Party Providers) that are allowed to consume Open Banking services
SmartPG Monitor
Continuous monitor of the Romanian bank Open Banking services accordingly to regulatory criteria
We build together with our partners
Delivery partner for 5 years in multiple implementations worldwide
IBM partner for more than 20 years
Open source
and Engineering
APIG, Kong etc.
Explore our success stories
1.
Use case
Omnichannel and Open Banking (PSD2)
Transformed the BRD brand into an Open Banking ready capitalization Digital Bank. Full deployment of the Open Banking (PSD2) in the Digital Hub. Monitoring and validation of the all-accesses through a complex contemporary API platform and Digital ID.
Key activities
Expose API platform with IBM Secure API through ForgeRock Agile Delivery (SAFE)
Deployment in Hybrid Cloud (OpenShift)
Passwordless login and soft-token based login, biometrics
Digital Identity (internal, external) and API security enabled by ForgeRock
Deliverables
A fully deployed Open Banking platform covering retail and
corporate
TPP (Third Party validation)
Regulatory monitoring
Client Outcomes
Full regulatory compliance
Account aggregation feature in Omnichannel
Frictionless authentication journey
2.
Use case
Open Banking (PS2)
Support and guide the state bank of Romania CEC through the open banking journey. Up to date implementation
with continuous regulatory updates as open banking is in a continuous development and offering extension.
Key activities
Expose API platform with IBM Secure API
Deployment on-premises
API secured enablement with Datapower security layer
Deliverables
TPP identity validation
Regulatory monitoring and support
A fully deployed OpenBanking platform
Up to date implementation with continuous regulatory or
business updates
Client Outcomes
Full regulatory compliance
Frictionless journeys
API Economy ready
Explore other services
3.
Use case
Open Banking (PSD 2)
Support and guide the biggest bank of Romania through the open banking journey. Up to date implementation with continuous regulatory updates as open banking is in a continuous development and offering extension.
Key activities
Consolidate Digital Identity and Security for payments service provider customer base
Enter the API economy with an API first approach
Expose API platform with IBM Secure API
Deployment on-premises
API secured enablement with RedHat security layer
Secure the authentication for the Soft Point of Sale
Deliverables
TPP identity validation
Regulatory monitoring and support
A fully deployed OpenBanking platform
Up to date implementation with continuous regulatory or
business updates
Client Outcomes
Full regulatory compliance
Frictionless journeys
API Economy ready