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Your partner in
shaping your 

Open Banking and Open Finance journey

We understand the importance of staying ahead of the curve in the rapidly evolving financial landscape, and we are committed to providing you with the tools and resources you need to succeed.
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Business
Overview

The European Union has strict regulations in place for the financial system, making it one of the most regulated areas. As a company, we not only comply with these regulations but also strive to explain and deliver them in a technical manner to our clients.

We are proud to be an active voice in Brussels, advocating for Open Banking and fintech. Our extensive experience in the Open Banking sector has allowed us to recognize the immense potential for innovation in the financial industry.

Business Overview

Products

We have created smart solutions that are revolutionizing the Romanian market, fueling growth and progress. Our dedication to staying ahead of the curve has

allowed us to successfully implement these solutions, making us a leader in our field.

SmartPG Suite

One step in the present, the other one in the Future Banking.
Simple. Secure. Unified.

SmartPG OBaaS

Open Banking as a Service for banks or financial institutions that want to extend their offer with open banking services with higher efficiency and quick time to market

SmartPG Integrator

accelerator for access to payment initiation and account interrogation financial services implemented over the bank’s open banking interfaces. Unique access point and normalized gateway.

SmartPG Validator

Advanced regulatory validation of the TPPs (Third Party Providers) that are allowed to consume Open Banking services

SmartPG Monitor

Continuous monitor of the Romanian bank Open Banking services accordingly to regulatory criteria

We build together with our partners

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Delivery partner for 5 years in multiple implementations worldwide
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Gold partner for more than 20 years

Open source
and Engineering

APIG, Kong etc.

Explore our success stories

1.

Use case

Omnichannel and Open Banking (PSD2)

Transformed the BRD brand into an Open Banking ready capitalization Digital Bank. Full deployment of the Open Banking (PSD2) in the Digital Hub. Monitoring and validation of the all-accesses through a complex contemporary API platform and Digital ID.

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Key activities

Expose API platform with IBM Secure API through ForgeRock Agile Delivery (SAFE)

Deployment in Hybrid Cloud (OpenShift)

Passwordless login and soft-token based login, biometrics

Digital Identity (internal, external) and API security enabled by ForgeRock

Deliverables

A fully deployed Open Banking platform covering retail and

corporate

TPP (Third Party validation)

Regulatory monitoring

Client Outcomes

Full regulatory compliance

Account aggregation feature in Omnichannel

Frictionless authentication journey

2.

Use case

Open Banking (PS2)

Support and guide the state bank of Romania CEC through the open banking journey. Up to date implementation

with continuous regulatory updates as open banking is in a continuous development and offering extension.

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Key activities

Expose API platform with IBM Secure API

Deployment on-premises

API secured enablement with Datapower security layer

Deliverables

TPP identity validation

Regulatory monitoring and support

A fully deployed OpenBanking platform

Up to date implementation with continuous regulatory or 
business updates

Client Outcomes

Full regulatory compliance

Frictionless journeys

API Economy ready

Explore other services

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Digital

Identity

Revolutionizing Identity Solutions for you: Code-Based Automation for Unbeatable Digital Security 

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Cloud

Transformation

Leading the Way:
Empowering Financial Institutions for Cloud Adoption and Transformation

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Innovation 

& Early Adopters

Partnering for Success:
Testing and Validating Future Technologies and Emerging Innovations

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Business Logic 
& Decisioning

Streamline your Business with Effortless Back-office Coordination for a Flawless Customer Journey!

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Systems of 
Engagement

Enhance Customer Experience with Omnichannel Banking:
Your Trusted Partner for Delightful Journeys

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Systems of Record 
& Operational

Revamp Your Banking Systems:
Upgrade Your Core for Better Results

3.

Use case

Open Banking (PSD 2)

Support and guide the biggest bank of Romania through the open banking journey. Up to date implementation with continuous regulatory updates as open banking is in a continuous development and offering extension.

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Key activities

Consolidate Digital Identity and Security for payments service provider customer base

Enter the API economy with an API first approach

Expose API platform with IBM Secure API

Deployment on-premises

API secured enablement with RedHat security layer

Secure the authentication for the Soft Point of Sale

Deliverables

TPP identity validation

Regulatory monitoring and support

A fully deployed OpenBanking platform

Up to date implementation with continuous regulatory or 
business updates

Client Outcomes

Full regulatory compliance

Frictionless journeys

API Economy ready

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