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One step in the present, the other one in the Future Banking. 

Simple. Secure. Unified. Yes, you need it, and we got this covered for you. 


The Integrator 

Our Open Banking hub offers a normalized interface on top of multiple bank's interfaces.  

It is a technical service provider for both AIS and PIS providers, fully compliant with Berlin NextGenPSD2 and Open Banking UK.  



The Conformer 

Our managed service offers out-of-the box continuous PSD2 compliance, enabling banks (as Account Servicing Payment Service Provider) to open secure programable Access to Account (XS2A) and Strong Customer Authentication (SCA) interfaces. 


The Monitor

Our managed service helps banks, in their capacity of Account Service Payment Provider, to comply with the reporting requirements of PSD2 by continuously monitoring the availability and performance of their APIs. 

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The Validator

Our managed service offering for ASPSPs is an API that can be easily used by any financial institution acting as PSD2 service provider to validate its consumers - Third Party Providers - in real-time. The service includes both EIDAS certificate checks and TPP profile against the EBA data sources for authorised entities.

Which of these services peaks your interest?

Interested about one of the innovative listed solutions or maybe all of them toghether?


Do not hesitate to drop us a quote!

How about an app?

As an example of SmartPG innovation you can now directly see it in action


Powered by SPG integration we give you Ryke, the first Open Banking app in Romania! 

The lightest personal financial advisor, right on your phone and (soon) on your wrist, following you anywhere, everywhere. It will help you optimize your financials by providing you personalized reports on your spending patterns. It will also let you know when you reach your targets (or cross your limits).

With RykePay you can quickly pay your bills from your domestic providers, just by scanning the barcode on your invoices.

Soon, it will process all your bank accounts transactions automatically to give you even more intelligent insights!

Easy Single Sign On across
your Digital Business Partnerships.

Momentum brings the "Everything as Code" 
paradigm to Digital Identity and provides standard 
based integration with Identity Provider solutions.

Welcome to the new Identity as Code solution,
now available for you in early access.

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Transform performance & wellbeing at your company

Harp brings together performance, vacation, and benefits in a user-friendly, easy-to-use, modular application.

Go beyond just ‘enforcing’ processes and maximize their potential by analysing data and make use of automated employee nudges along the way.


Smart Banking times two!

Finest is the application you would want to manage your business finances. We employed Open Banking and envisioned a new way to be ahead of conventional company management and automatically process your invoices, perform payments, see balances, cash flow, and P&L projections. It is still cooking in our Innovation Hub to give you the finest!

Thank you for staying tuned!


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26th Tibles Alley, 6th District Bucharest - Romania

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